ZIP 14437 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14437 (Livingston County, New York) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (60/100). The split runs 54/100 structural to 3/100 active on the ground. Its standout signals are construction/permit lag (74/100), structural risk (54/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (11/100).

The market reads peak — home values rose 3.9% year on year, and 43% higher over three years, at 47/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $64,807, below the U.S. median near $78,000. Rent burden reaches 56% of tenant households. There are about 4,433 housing units across 14437. About 21% have a four-year degree. Roughly 10.5% live below the poverty line. The tenure split is 82% owner-occupied to 18% rented. About 8,970 people live here, median age 48. On demographic stress specifically, 14437 scores 27/100. The vacancy rate is 10.9%. A median home runs $124,800 here, or 1.8 times local income.

On balance 14437 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 14437 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14437 stays directly comparable to neighboring ZIPs and the rest of Livingston County, New York. 14437 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14437 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 14437 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.