ZIP 14454 Foreclosure, Tax-Lien & Distress Report
Livingston County, New York · High Vacancy market
Livingston County, New York's ZIP 14454 registers 21/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 49/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). What sets it apart are the readings on construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).
The market reads peak — home values rose 3.7% year on year, and 31% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.
About 11,044 people live here, median age 23. The vacancy rate is 12.8% — elevated. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 50% bachelor's-or-above. The typical home is worth about $243,200 (3.3× income, relatively affordable). The poverty rate is 23.0% — high, a tax-stress and distress correlate. Owners hold 55% of homes, renters 45%. There are about 3,963 housing units across 14454. Median household income is $66,629, below the U.S. median near $78,000. Around 50% of renters are cost-burdened.
Net-net, 14454 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14454 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 14454 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 14454, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 21/100 figure for 14454 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 14454 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 14454
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 14454 Stress Report snapshot
The live 14454 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Livingston County
Related reports across Livingston County, New York
Further distress data across Livingston County, New York at ZIP, county and state level.
Get the full acquisition report for 14454
See who owns each distressed property in 14454, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology