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ZIP 14539 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · Affordable market

Livingston County, New York's ZIP 14539 registers 17/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). What sets it apart are the readings on structural risk (40/100), construction/permit lag (32/100), institutional ownership (17/100). On the quiet end sit construction/permit lag (32/100) and institutional ownership (17/100). Structurally it carries 40/100, against 0/100 of stress already in motion.

The market reads peak — home values rose 3.7% year on year, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 87% of homes, renters 13%. Vacancy runs 0.0%. About 115 people live here, median age 48. About 15% have a four-year degree. The typical home is worth about $114,300 (1.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 29/100. There are about 47 housing units across 14539. Households earn a median $121,250 — above the roughly $78,000 national figure. Around 100% of renters are cost-burdened. The poverty rate is 0.0% — low.

Broadly, 14539 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 14539's 17/100 can be lined up against any neighbor in Livingston County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 14539 shows blanks, not estimates, wherever the record is sparse.

The 17/100 for 14539 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 14539 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
40/100
Structural risk
0/100
Distress activity

What is driving ZIP 14539’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk57
14539 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 14539 distress snapshot

The live 14539 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Livingston County ZIP codes

Nearest ZIP codes to 14539

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Livingston County, New York at ZIP, county and state level.

Unlock parcel-level detail for ZIP 14539

Get every distressed property in 14539 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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