ZIP 14822 Property Distress & Foreclosure Data

In Allegany County, New York, ZIP 14822 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), FEMA disaster exposure (64/100). On the structural side it scores 54/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (62/100), structural risk (54/100), institutional ownership (41/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 826 people live here, median age 53. The ZIP holds roughly 563 housing units. The vacancy rate is 30.2% — elevated. About 17% have a four-year degree. On demographic stress specifically, 14822 scores 27/100. Around 44% of renters are cost-burdened. A median home runs $92,700 here, or 1.3 times local income. Households earn a median $64,100 — below the roughly $78,000 national figure. The tenure split is 86% owner-occupied to 14% rented.

Net-net, 14822 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.