ZIP 14709 Property Distress & Foreclosure Data

ZIP code 14709 in Allegany County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 55/100, with 6/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (70/100)).

The expansion-phase market in 14709 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 38.7% — elevated. 85% of housing is owner-occupied. Around 17% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 13.1%. The ZIP holds roughly 875 housing units. At $51,042, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 23/100. Population is roughly 1,190 with a median age of 48. The typical home is worth about $83,100 (1.6× income, relatively affordable).

On the whole, 14709 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.