ZIP 14709 Foreclosure, Tax-Lien & Distress Report
Allegany County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 14709 in Allegany County, New York comes in at 25, a low composite-distress reading. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 53/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (70/100).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Vacancy runs 38.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 85% owner-occupied to 15% rented. Around 17% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. 13.1% of residents fall below the poverty threshold. There are about 875 housing units across 14709. At $51,042, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100. 1,190 residents call 14709 home, typically aged 48. Home values center near $83,100, an affordability ratio of 1.6× — accessible.
Net-net, 14709 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14709 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 14709 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 14709, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 for 14709 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 14709 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 14709’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 14709 Stress Report snapshot
A live read on 14709: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Allegany County
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Get the full acquisition report for 14709
See who owns each distressed property in 14709, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology