ZIP 14813 Property Distress & Foreclosure Data

In Allegany County, New York, ZIP 14813 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 55/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $68,750 — near the roughly $78,000 national figure. About 21% have a four-year degree. A median home runs $94,300 here, or 1.3 times local income. The vacancy rate is 25.2% — elevated. Roughly 15.6% live below the poverty line. The ZIP holds roughly 1,335 housing units. Around 51% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 14813 scores 28/100. About 2,465 people live here, median age 45.

Net-net, 14813 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.