ZIP 14813 Foreclosure, Tax-Lien & Distress Report

Allegany County, New York's ZIP 14813 registers 25/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Structural risk reads 53/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $68,750 — near the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. Home values center near $94,300, an affordability ratio of 1.3× — accessible. Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. 15.6% of residents fall below the poverty threshold. The ZIP holds roughly 1,335 housing units. Rent burden reaches 51% of tenant households. 82% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 28/100. About 2,465 people live here, median age 45.

On the whole, 14813 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 14813 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 14813's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14813 reflects the current record instead of a stale or modeled snapshot.

Behind 14813's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 14813 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.