ZIP 14806 Property Distress & Foreclosure Data

Composite property distress in 14806 (Allegany County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (59/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), climate & FEMA risk (71/100). The latent-versus-live split is 59/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 18% of renters are cost-burdened. 15.2% of residents fall below the poverty threshold. Median household income is $75,368, near the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. Educational attainment sits at 23% bachelor's-or-above. Home values center near $93,200, an affordability ratio of 1.2× — accessible. The vacancy rate is 22.9% — elevated. The ZIP holds roughly 980 housing units. DLRadar's demographic-stress index for the area reads 22/100. 2,131 residents call 14806 home, typically aged 43.

Taken together, 14806 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.