ZIP 14806 Foreclosure, Tax-Lien & Distress Report

In Allegany County, New York, ZIP 14806 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (56/100), institutional ownership (46/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (71/100), FEMA disaster exposure (71/100). Structural risk reads 56/100 against active distress of 6/100.

The market reads expansion — home values rose 5.8% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 18% of renters are cost-burdened. Roughly 15.2% live below the poverty line. Households earn a median $75,368 — near the roughly $78,000 national figure. 82% of housing is owner-occupied. Educational attainment sits at 23% bachelor's-or-above. A median home runs $93,200 here, or 1.2 times local income. The vacancy rate is 22.9% — elevated. There are about 980 housing units across 14806. On demographic stress specifically, 14806 scores 22/100. Population is roughly 2,131 with a median age of 43.

Net-net, 14806 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14806 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 14806's 26/100 can be lined up against any neighbor in Allegany County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 14806 shows blanks, not estimates, wherever the record is sparse.

The 26/100 for 14806 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 14806 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.