ZIP 14839 Property Distress & Foreclosure Data

Steuben County, New York's ZIP 14839 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). The latent-versus-live split is 76/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 33.3% — elevated. 9.0% of residents fall below the poverty threshold. Home values center near $116,300, an affordability ratio of 1.4× — accessible. The ZIP holds roughly 367 housing units. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 19/100. Median household income is $76,250, near the U.S. median near $78,000. 553 residents call 14839 home, typically aged 48. Around 0% of renters are cost-burdened. Owners hold 85% of homes, renters 15%.

Taken together, 14839 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.