ZIP 14839 Foreclosure, Tax-Lien & Distress Report
Steuben County, New York · High Vacancy market
ZIP code 14839 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100). The split runs 77/100 structural to 7/100 active on the ground.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 33.3% — elevated. The poverty rate is 9.0%. Home values center near $116,300, an affordability ratio of 1.4× — accessible. There are about 367 housing units across 14839. About 27% have a four-year degree. The demographic-stress sub-score lands at 19/100. Households earn a median $76,250 — near the roughly $78,000 national figure. Population is roughly 553 with a median age of 48. Rent burden reaches 0% of tenant households. Owners hold 85% of homes, renters 15%.
On the whole, 14839 leans distressed, with opportunity clustered in specific stressed parcels. 14839 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 14839 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. 14839 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 14839 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For a buyer, 14839 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 14839 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 14839 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 14839, the same set carried on every parcel.
Adjacent Steuben County ZIP reports
Keep exploring New York distress
More ZIP, county and state distress intelligence connected to Steuben County, New York.
The complete 14839 distress and acquisition report
Every distressed parcel in 14839 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology