ZIP 14885 Foreclosure, Tax-Lien & Distress Report
Steuben County, New York · High Vacancy market
ZIP 14885's composite property-distress score is 34/100 - DLRadar classes that as moderate for Steuben County, New York. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100). The pressure is most legible in construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). On the quiet end sit mortgage stress (24/100). Latent structural risk is 77/100 while live distress already moving reads 7/100.
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 82% owner-occupied to 18% rented. Median household income is $66,316, below the U.S. median near $78,000. A median home runs $135,800 here, or 2.1 times local income. About 14% have a four-year degree. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 36% of tenant households. About 659 people live here, median age 46. DLRadar's demographic-stress index for the area reads 26/100. There are about 344 housing units across 14885. 5.5% of residents fall below the poverty threshold.
On the whole, 14885 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14885 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 14885, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 14885 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. Treat 14885 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 14885
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 14885 by the numbers
The live 14885 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Steuben County
More distress data near 14885
Other reports tied to Steuben County, New York — ZIP, county and statewide.
See every distressed parcel in 14885
The full 14885 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology