ZIP 14885 Property Distress & Foreclosure Data

ZIP code 14885 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). What sets it apart are the readings on construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. Structural risk reads 76/100 against active distress of 7/100.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 82% owner-occupied to 18% rented. Households earn a median $66,316 — below the roughly $78,000 national figure. A median home runs $135,800 here, or 2.1 times local income. About 14% have a four-year degree. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 36% of tenant households. About 659 people live here, median age 46. On demographic stress specifically, 14885 scores 26/100. There are about 344 housing units across 14885. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 14885 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.