ZIP 14870 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14870 (Steuben County, New York) lands at 33/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 74/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), FEMA disaster exposure (80/100), climate & FEMA risk (73/100). Leading the profile are construction/permit lag (87/100), structural risk (74/100), institutional ownership (53/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 4.9% year on year, and 7% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Population is roughly 10,086 with a median age of 42. The ZIP holds roughly 4,759 housing units. Owners hold 75% of homes, renters 25%. 8.3% of residents fall below the poverty threshold. Home values center near $177,500, an affordability ratio of 1.9× — accessible. Households earn a median $88,514 — above the roughly $78,000 national figure. The vacancy rate is 11.4% — elevated. DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 31% of tenant households. Around 41% of adults hold a bachelor's degree or higher.

Net-net, 14870 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 14870 at the moment; the composite and its components are still built from verifiable public records.

Whether 14870 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14870 can be compared directly against any other ZIP in Steuben County, New York or nationwide. 14870 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14870's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14870 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.