ZIP 14870 Property Distress & Foreclosure Data

Steuben County, New York's ZIP 14870 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 74/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (73/100), FEMA disaster exposure (69/100). The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (74/100), institutional ownership (55/100). By contrast, mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 7% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,086 people live here, median age 42. There are about 4,759 housing units across 14870. The tenure split is 75% owner-occupied to 25% rented. Roughly 8.3% live below the poverty line. A median home runs $177,500 here, or 1.9 times local income. Households earn a median $88,514 — above the roughly $78,000 national figure. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 14870 scores 22/100. Rent burden reaches 31% of tenant households. About 41% have a four-year degree.

Net-net, 14870 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.