ZIP 14858 Property Distress & Foreclosure Data

ZIP code 14858 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 76 and live distress 7 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100).

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,405 people live here, median age 43. A median home runs $145,200 here, or 1.9 times local income. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 14858 scores 30/100. The tenure split is 88% owner-occupied to 12% rented. There are about 627 housing units across 14858. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $75,417 — near the roughly $78,000 national figure. Rent burden reaches 77% of tenant households. About 22% have a four-year degree.

Net-net, 14858 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.