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ZIP 14858 Foreclosure, Tax-Lien & Distress Report

Steuben County, New York · High Vacancy market

Steuben County, New York's ZIP 14858 registers 34/100 composite distress, which DLRadar reads as moderate. The split runs 77/100 structural to 7/100 active on the ground. The pressure is most legible in construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,405 people live here, median age 43. The typical home is worth about $145,200 (1.9× income, relatively affordable). The poverty rate is 7.1% — low. The demographic-stress sub-score lands at 30/100. The tenure split is 88% owner-occupied to 12% rented. There are about 627 housing units across 14858. The vacancy rate is 15.1% — elevated. At $75,417, median income runs near typical U.S. levels. Around 77% of renters are cost-burdened. Around 22% of adults hold a bachelor's degree or higher.

On the whole, 14858 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 14858 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Steuben County, New York and the nation. Sparse data for 14858 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 14858 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. Practically, 14858 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

34/100
Composite stress
77/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 14858

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk76
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 14858 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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