ZIP 16946 Property Distress & Foreclosure Data

ZIP code 16946 in Tioga County, Pennsylvania carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (73/100). What sets it apart are the readings on structural risk (62/100), institutional ownership (59/100), construction/permit lag (44/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 62/100 against active distress of 8/100.

The market reads expansion — home values rose 5.1% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 83% owner-occupied to 17% rented. Households earn a median $52,083 — below the roughly $78,000 national figure. A median home runs $156,000 here, or 3.0 times local income. Roughly 12.0% live below the poverty line. There are about 1,259 housing units across 16946. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 16946 scores 30/100. About 15% have a four-year degree. About 2,525 people live here, median age 47. Rent burden reaches 39% of tenant households.

Net-net, 16946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.