ZIP 16946 Foreclosure, Tax-Lien & Distress Report
Tioga County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 16946 (Tioga County, Pennsylvania) at a low 22/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (92/100), FEMA disaster exposure (65/100)). The most distinctive pressure shows up in institutional ownership (56/100), structural risk (49/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Structural exposure scores 49 and live distress 8 on the 0–100 scale.
Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Owners hold 83% of homes, renters 17%. At $52,083, median income runs below typical U.S. levels. A median home runs $156,000 here, or 3.0 times local income. Roughly 12.0% live below the poverty line. The ZIP holds roughly 1,259 housing units. The vacancy rate is 17.9% — elevated. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 15% bachelor's-or-above. About 2,525 people live here, median age 47. Around 39% of renters are cost-burdened.
Net-net, 16946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 16946 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 16946 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16946 can be compared directly against any other ZIP in Tioga County, Pennsylvania or nationwide. 16946 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 16946 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 16946 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 16946
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 16946 Stress Report snapshot
A live read on 16946: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Tioga County ZIPs near 16946
Keep exploring Pennsylvania distress
Additional distress intelligence spanning Tioga County, Pennsylvania by ZIP, county and state.
Unlock the full ZIP 16946 acquisition report
Every distressed parcel in 16946 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology