ZIP 16920 Foreclosure, Tax-Lien & Distress Report
Tioga County, Pennsylvania · High Vacancy market
Composite property distress in 16920 (Tioga County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 49/100 against active distress of 8/100. What sets it apart are the readings on institutional ownership (56/100), structural risk (49/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (65/100).
Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
1,749 residents call 16920 home, typically aged 44. The vacancy rate is 18.5% — elevated. Rent burden reaches 51% of tenant households. About 16% have a four-year degree. The ZIP holds roughly 838 housing units. DLRadar's demographic-stress index for the area reads 30/100. A median home runs $157,100 here, or 2.1 times local income. Roughly 12.3% live below the poverty line. The tenure split is 75% owner-occupied to 25% rented. At $63,977, median income runs below typical U.S. levels.
Taken together, 16920 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 16920 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16920 reflects the current record instead of a stale or modeled snapshot.
The 22/100 figure for 16920 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 16920 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 16920 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 16920 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 16920, the same set carried on every parcel.
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Deterministic scoring, sourced entirely from public data · methodology