ZIP 16932 Foreclosure, Tax-Lien & Distress Report

Tioga County, Pennsylvania's ZIP 16932 registers 22/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: institutional ownership (53/100), structural risk (48/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 48/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100).

The expansion-phase market in 16932 posted values that rose 5.1% over the year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 25.8% — elevated. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $280,200 (3.4× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. There are about 314 housing units across 16932. Households earn a median $79,115 — near the roughly $78,000 national figure. Population is roughly 674 with a median age of 44. The demographic-stress sub-score lands at 23/100. The tenure split is 88% owner-occupied to 12% rented.

On the whole, 16932 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 16932 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 16932 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16932 can be compared directly against any other ZIP in Tioga County, Pennsylvania or nationwide. 16932 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 16932 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 16932 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.