Tioga County, PA: Foreclosures, Tax Liens & Distressed Properties
Tioga County, PA, Pennsylvania: 25 ZIP codes scored, Tioga County, PA averaging 21/100 (low, Tioga, PA), from 16 to 24. Tioga County, PA is in its expansion phase (Tioga, PA confidence 42/100): Tioga, PA home prices up 5.1% (Tioga, PA) over twelve months. Tioga County, PA lender headwind: 51/100.
Highest-scoring Tioga County, PA ZIPs: 17727 (24/100), 17765 (24/100), 16930 (23/100), 16938 (23/100), 16901 (22/100), 16911 (22/100). Also scored in Tioga County, PA: 16912, 16917, 16920, 16921, 16928, 16929, 16932, 16933, 16935, 16939.
Across Tioga County, PA's scored ZIPs: median home value $178,204, household income $62,523, 26.8% vacancy, 11.6% poverty, 79% owner-occupied, median age 47.8.
Tioga County, PA insurance distress 75/100 (#510 in the US); FEMA hazard 63/100 for Tioga, PA; 2 federal disaster declarations in Tioga County, PA since 2023; 40 Tioga, PA NFIP flood claims, $1.9M paid; Tioga, PA construction distress 1/100.
3 banks with 15 branches lend in Tioga County, PA; Tioga, PA weighted bank stress 61/100, highest 67/100 in Tioga, PA.
Tioga County, PA unemployment 4.2% (Tioga, PA -1.1 pts, six months); 50 new housing units permitted in Tioga County, PA over twelve months, Tioga, PA up 100% from 25; Tioga, PA home prices +9.8% a year (Tioga, PA) over three years.
21,571 housing units in Tioga County, PA; 3,883 Tioga, PA renter households; 37% of Tioga, PA renters spend 30%+ of income on rent, 18% (Tioga, PA) half or more.
Tioga County, PA ranks #2,242 nationally on the opportunity index (Tioga, PA, among all ranked counties); Tioga, PA scores 26.9/100 and Tioga, PA sits #44 inside Pennsylvania. Tioga, PA is in the weak opportunity phase; Tioga, PA's primary driver is vacancy, Tioga, PA second driver bank institutional; Tioga, PA moved down 746 places. 2 short-sale listings across Tioga, PA; 11 days on market observed in Tioga, PA; 20.3% vacancy over 25 Tioga, PA ZIPs.
No CFPB county sample covers Tioga County, PA. The non-metro area reading for Tioga, PA: 1.6% ninety-plus days late; Tioga, PA's thirty-to-eighty-nine share is 2.1% (Tioga, PA, December 2025 data); Pennsylvania overall 1.0%.
Tioga County, PA has 3 watched banks; 3 Tioga, PA banks sit in an elevated band. Tioga, PA footprints: Citizens&Northern Bank (6 branches, stress 67) in Tioga, PA; First Citizens Cmty Bank (5 branches, stress 57) in Tioga, PA; Northwest Bank (4 branches, stress 58) in Tioga, PA.
4,884 of the 21,571 housing units in Tioga, PA sit vacant. Tioga County, PA permitted 0 multifamily units in twelve months; Tioga, PA's one-to-four unit structures added 50 units in Tioga County, PA.