ZIP 17765 Property Distress & Foreclosure Data

ZIP code 17765 in Tioga County, Pennsylvania carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 64 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (72/100), climate & FEMA risk (68/100). What sets it apart are the readings on structural risk (64/100), institutional ownership (59/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low.

The market reads peak — home values rose 4.8% year on year, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 93% owner-occupied to 7% rented. A median home runs $201,000 here, or 2.6 times local income. Rent burden reaches 57% of tenant households. Vacancy runs 27.0%, above the national norm and a classic distress-and-opportunity signal. About 1,281 people live here, median age 46. On demographic stress specifically, 17765 scores 33/100. About 8% have a four-year degree. Households earn a median $79,167 — near the roughly $78,000 national figure. There are about 654 housing units across 17765. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 17765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.