ZIP 17765 Foreclosure, Tax-Lien & Distress Report
Tioga County, Pennsylvania · High Vacancy market
ZIP code 17765 in Tioga County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 56/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (72/100), climate & FEMA risk (68/100). Its heaviest discrete signals: institutional ownership (58/100), structural risk (56/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (12/100) register low.
The market reads expansion — home values rose 5.0% year on year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
93% of housing is owner-occupied. A median home runs $201,000 here, or 2.6 times local income. Around 57% of renters are cost-burdened. The vacancy rate is 27.0% — elevated. 1,281 residents call 17765 home, typically aged 46. The demographic-stress sub-score lands at 33/100. About 8% have a four-year degree. Median household income is $79,167, near the U.S. median near $78,000. The ZIP holds roughly 654 housing units. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
On the whole, 17765 leans distressed, with opportunity clustered in specific stressed parcels. While 17765 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 17765 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 17765 stays directly comparable to neighboring ZIPs and the rest of Tioga County, Pennsylvania. 17765 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 for 17765 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 17765 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 17765
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
17765 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 17765, the same set carried on every parcel.
Other Tioga County ZIP codes
Nearest ZIP codes to 17765
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Tioga County, Pennsylvania
Other reports tied to Tioga County, Pennsylvania — ZIP, county and statewide.
Get the full acquisition report for 17765
Pull every distressed parcel in 17765 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology