ZIP 17728 Property Distress & Foreclosure Data

Lycoming County, Pennsylvania's ZIP 17728 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (59/100), construction/permit lag (47/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (80/100), FEMA disaster exposure (73/100). The latent-versus-live split is 68/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 6% higher over three years (phase confidence 65/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 28/100. Around 46% of renters are cost-burdened. Median household income is $77,594, near the U.S. median near $78,000. 4,749 residents call 17728 home, typically aged 50. 6.8% of residents fall below the poverty threshold. Educational attainment sits at 24% bachelor's-or-above. Home values center near $235,500, an affordability ratio of 3.0× — accessible. Owners hold 87% of homes, renters 13%. The vacancy rate is 9.7%. The ZIP holds roughly 2,182 housing units.

Overall, 17728 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.