ZIP 17728 Foreclosure, Tax-Lien & Distress Report
Lycoming County, Pennsylvania · Distress market
In Lycoming County, Pennsylvania, ZIP 17728 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (62/100), institutional ownership (55/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (80/100), FEMA disaster exposure (65/100). Structural exposure scores 62 and live distress 7 on the 0–100 scale.
Prices here sit in a peak phase: values rose 5.0% over the trailing year, and 6% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 46% of tenant households. Households earn a median $77,594 — near the roughly $78,000 national figure. About 4,749 people live here, median age 50. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Around 24% of adults hold a bachelor's degree or higher. Home values center near $235,500, an affordability ratio of 3.0× — accessible. Owners hold 87% of homes, renters 13%. The vacancy rate is 9.7%. There are about 2,182 housing units across 17728.
On balance 17728 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 17728 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 17728 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Lycoming County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 17728 reflects the current record instead of a stale or modeled snapshot.
17728's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 17728 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 17728 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 17728 by the numbers
The live 17728 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Lycoming County ZIP codes
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Each signal above is traceable to an open dataset · methodology