ZIP 17740 Foreclosure, Tax-Lien & Distress Report

Lycoming County, Pennsylvania's ZIP 17740 registers 27/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (59/100), institutional ownership (48/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (21/100) stay muted. The split runs 59/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (75/100).

The peak-phase market in 17740 posted values that rose 4.9% over the year, and 20% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $71,000 — near the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. The poverty rate is 7.8%. Around 32% of renters are cost-burdened. 11,600 residents call 17740 home, typically aged 43. On demographic stress specifically, 17740 scores 25/100. About 21% have a four-year degree. A median home runs $179,600 here, or 2.6 times local income. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. There are about 4,992 housing units across 17740.

Net-net, 17740 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 17740 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 17740 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 17740, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 17740 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 17740 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.