ZIP 16939 Foreclosure, Tax-Lien & Distress Report

ZIP 16939's composite property-distress score is 22/100 - DLRadar classes that as low for Tioga County, Pennsylvania. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100). Its standout signals are institutional ownership (52/100), structural risk (48/100). Structural exposure scores 48 and live distress 0 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 112 housing units. Owners hold 79% of homes, renters 21%. Educational attainment sits at 35% bachelor's-or-above. Population is roughly 173 with a median age of 43. The vacancy rate is 27.7% — elevated. DLRadar's demographic-stress index for the area reads 51/100. Home values center near $95,600. Rent burden reaches 0% of tenant households. Roughly 47.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 16939 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 16939 at the moment; the composite and its components are still built from verifiable records.

Whether 16939 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16939 can be compared directly against any other ZIP in Tioga County, Pennsylvania or nationwide. Where the record is thin for 16939, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 16939 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 16939 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.