ZIP 16942 Foreclosure, Tax-Lien & Distress Report

Tioga County, Pennsylvania's ZIP 16942 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (65/100). The most distinctive pressure shows up in institutional ownership (56/100), structural risk (49/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Structural risk reads 49/100 against active distress of 8/100.

The market reads expansion — home values rose 5.1% year on year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 81% owner-occupied to 19% rented. Around 0% of renters are cost-burdened. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 23/100. 847 residents call 16942 home, typically aged 41. Median household income is $50,982, below the U.S. median near $78,000. The typical home is worth about $155,900 (2.6× income, relatively affordable). There are about 392 housing units across 16942. Roughly 9.6% live below the poverty line. Educational attainment sits at 11% bachelor's-or-above.

Taken together, 16942 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 16942 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 16942 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 16942 stays directly comparable to neighboring ZIPs and the rest of Tioga County, Pennsylvania. The score is rebuilt from public data as it updates, so 16942 reflects the current record instead of a stale or modeled snapshot.

Behind 16942's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 16942 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.