ZIP 14898 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14898 (Steuben County, New York) at a moderate 34/100 for overall property distress. Structural exposure scores 77 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)). Leading the profile are construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 27.1% — elevated. The typical home is worth about $121,400 (2.1× income, relatively affordable). Owners hold 76% of homes, renters 24%. Around 12% of adults hold a bachelor's degree or higher. Roughly 10.3% live below the poverty line. There are about 727 housing units across 14898. 1,501 residents call 14898 home, typically aged 42. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $56,188, below the U.S. median near $78,000.

On the whole, 14898 leans distressed, with opportunity clustered in specific stressed parcels. While 14898 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 14898 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14898 can be compared directly against any other ZIP in Steuben County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14898 shows blanks, not estimates, wherever the record is sparse.

The 34/100 figure for 14898 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14898 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.