ZIP 14898 Foreclosure, Tax-Lien & Distress Report
Steuben County, New York · High Vacancy market
DLRadar grades ZIP 14898 (Steuben County, New York) at a moderate 32/100 for overall property distress. Structural exposure scores 73 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (60/100)). Leading the profile are construction/permit lag (84/100), structural risk (73/100), institutional ownership (51/100). By contrast, mortgage stress (24/100) register low.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 27.1% — elevated. The typical home is worth about $121,400 (2.1× income, relatively affordable). Owners hold 76% of homes, renters 24%. Around 12% of adults hold a bachelor's degree or higher. Roughly 10.3% live below the poverty line. There are about 727 housing units across 14898. 1,501 residents call 14898 home, typically aged 42. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $56,188, below the U.S. median near $78,000.
On the whole, 14898 leans distressed, with opportunity clustered in specific stressed parcels. While 14898 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 14898 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14898 can be compared directly against any other ZIP in Steuben County, New York or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 14898 shows blanks, not estimates, wherever the record is sparse.
The 32/100 figure for 14898 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14898 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 14898’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 14898 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Steuben County
Nearest ZIP codes to 14898
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Steuben County, New York.
Unlock the full ZIP 14898 acquisition report
See who owns each distressed property in 14898, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology