ZIP 14808 Property Distress & Foreclosure Data

ZIP code 14808 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)). On the structural side it scores 76/100, with 7/100 of stress already active.

The expansion-phase market in 14808 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $36,250, median income runs below typical U.S. levels. The ZIP holds roughly 256 housing units. The poverty rate is 33.4% — high, a tax-stress and distress correlate. Around 11% of adults hold a bachelor's degree or higher. Population is roughly 470 with a median age of 54. The vacancy rate is 0.0%. The demographic-stress sub-score lands at 30/100. The typical home is worth about $83,000 (2.1× income, relatively affordable). Around 48% of renters are cost-burdened. 91% of housing is owner-occupied.

On the whole, 14808 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.