ZIP 14826 Property Distress & Foreclosure Data

ZIP code 14826 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)). On the structural side it scores 76/100, with 7/100 of stress already active. What sets it apart are the readings on construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 14826 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,061 housing units. The poverty rate is 14.0%. Population is roughly 2,134 with a median age of 42. 89% of housing is owner-occupied. Around 28% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. At $69,088, median income runs near typical U.S. levels. The vacancy rate is 23.3% — elevated. Around 16% of adults hold a bachelor's degree or higher. The typical home is worth about $132,300 (1.7× income, relatively affordable).

On the whole, 14826 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.