ZIP 14855 Property Distress & Foreclosure Data

DLRadar grades ZIP 14855 (Steuben County, New York) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). On the structural side it scores 76/100, with 7/100 of stress already active. Property-level stress concentrates in construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $71,458 — near the roughly $78,000 national figure. On demographic stress specifically, 14855 scores 27/100. Roughly 10.3% live below the poverty line. Around 43% of renters are cost-burdened. About 13% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. About 890 people live here, median age 33. A median home runs $137,500 here, or 1.6 times local income. The vacancy rate is 20.8% — elevated. The ZIP holds roughly 374 housing units.

Net-net, 14855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.