ZIP 14855 Foreclosure, Tax-Lien & Distress Report
Steuben County, New York · High Vacancy market
DLRadar grades ZIP 14855 (Steuben County, New York) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (62/100). The latent-versus-live split is 73/100 structural and 7/100 already moving. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (73/100), institutional ownership (51/100). On the quiet end sit mortgage stress (24/100).
The peak-phase market in 14855 posted values that rose 4.9% over the year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $71,458, near the U.S. median near $78,000. The demographic-stress sub-score lands at 27/100. The poverty rate is 10.3%. Rent burden reaches 43% of tenant households. About 13% have a four-year degree. Owners hold 82% of homes, renters 18%. Population is roughly 890 with a median age of 33. The typical home is worth about $137,500 (1.6× income, relatively affordable). The vacancy rate is 20.8% — elevated. There are about 374 housing units across 14855.
Taken together, 14855 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14855 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 14855's 32/100 can be lined up against any neighbor in Steuben County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 14855, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 14855's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14855 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 14855 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
14855 at a glance
Current distress, phase, housing and lender-pressure figures for 14855, drawn from the same report attached to each property.
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Nearest ZIP codes to 14855
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Keep going: ZIP, county and state distress coverage for Steuben County, New York.
Get the full acquisition report for 14855
The full 14855 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology