ZIP 14893 Foreclosure, Tax-Lien & Distress Report

Steuben County, New York's ZIP 14893 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (60/100)). Structural risk reads 73/100 against active distress of 0/100. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (73/100), institutional ownership (51/100).

The peak-phase market in 14893 posted values that rose 4.9% over the year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 100% of homes, renters 0%. The poverty rate is 80.0% — high, a tax-stress and distress correlate. 30 residents call 14893 home, typically aged 15. Around 0% of adults hold a bachelor's degree or higher. Vacancy runs 64.7%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 14 housing units. The demographic-stress sub-score lands at 81/100.

Net-net, 14893 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 14893 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 14893 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14893 reflects the current record instead of a stale or modeled snapshot.

14893's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14893 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.