ZIP 14478 Foreclosure, Tax-Lien & Distress Report
Yates County, New York · High Vacancy market
DLRadar grades ZIP 14478 (Yates County, New York) at a low 23/100 for overall property distress. Latent structural risk is 53/100 while live distress already moving reads 6/100. What sets it apart are the readings on construction/permit lag (64/100), structural risk (53/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (64/100), FEMA disaster exposure (60/100)).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 32% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 56.1% — elevated. There are about 769 housing units across 14478. Population is roughly 1,393 with a median age of 21. Educational attainment sits at 52% bachelor's-or-above. The tenure split is 84% owner-occupied to 16% rented. Median household income is $93,235, above the U.S. median near $78,000. The typical home is worth about $417,500 (4.2× income). The poverty rate is 0.9% — low. The demographic-stress sub-score lands at 27/100. Around 15% of renters are cost-burdened.
Net-net, 14478 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 14478 at the moment; the composite and its components are still built from verifiable records.
The 14478 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14478 stays directly comparable to neighboring ZIPs and the rest of Yates County, New York. Nothing here is interpolated — where a source is thin for 14478, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
14478's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14478 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 14478
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 14478 Stress Report snapshot
A live read on 14478: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Yates County ZIP reports
Nearest ZIP codes to 14478
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Rules-based scoring — each signal ties to a public dataset · methodology