ZIP 14842 Foreclosure, Tax-Lien & Distress Report
Yates County, New York · High Vacancy market
ZIP code 14842 in Yates County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (64/100), structural risk (47/100), institutional ownership (42/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100)). Latent structural risk is 47/100 while live distress already moving reads 6/100.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Rent burden reaches 51% of tenant households. The poverty rate is 14.4%. Households earn a median $69,914 — near the roughly $78,000 national figure. About 25% have a four-year degree. The vacancy rate is 60.1% — elevated. The typical home is worth about $470,000. The ZIP holds roughly 744 housing units. On demographic stress specifically, 14842 scores 41/100. 69% of housing is owner-occupied. Population is roughly 930 with a median age of 27.
Taken together, 14842 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14842 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 14842 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 14842, the field stays empty rather than modeled, and fills in as new documents post.
The 22/100 figure for 14842 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 14842 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 14842
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 14842 by the numbers
Current distress, phase, housing and lender-pressure figures for 14842, drawn from the same report attached to each property.
Adjacent Yates County ZIP reports
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Rules-based scoring — each signal ties to a public dataset · methodology