Yates County, NY: Foreclosures, Tax Liens & Distressed Properties
Yates County, NY, New York: 13 ZIP codes scored, Yates County, NY averaging 24/100 (low, Yates, NY), from 12 to 26. Yates County, NY is in its expansion phase (Yates, NY confidence 38/100): Yates, NY home prices up 6.0% (Yates, NY) over twelve months. Yates County, NY lender headwind: 64/100.
Highest-scoring Yates County, NY ZIPs: 14418 (26/100), 14561 (26/100), 14415 (25/100), 14441 (25/100), 14478 (25/100), 14507 (25/100). Also scored in Yates County, NY: 14512, 14527, 14842, 14544, 14456, 14837, 14878.
Across Yates County, NY's scored ZIPs: median home value $221,958, household income $70,367, 33.6% vacancy, 14.0% poverty, 80% owner-occupied, median age 40.2.
Yates County, NY insurance distress 63/100 (#811 in the US); FEMA hazard 63/100 for Yates, NY; 2 federal disaster declarations in Yates County, NY since 2023; 3 Yates, NY NFIP flood claims, $27K paid; Yates, NY construction distress 62/100.
4 banks with 7 branches lend in Yates County, NY; Yates, NY weighted bank stress 68/100, highest 76/100 in Yates, NY.
Yates County, NY unemployment 2.9% (Yates, NY -1.8 pts, six months); 77 new housing units permitted in Yates County, NY over twelve months, Yates, NY down 14% from 90; Yates, NY home prices +12.4% a year (Yates, NY) over three years.
13,211 housing units in Yates County, NY; 2,071 Yates, NY renter households; 36% of Yates, NY renters spend 30%+ of income on rent, 16% (Yates, NY) half or more.
Yates County, NY ranks #618 nationally on the opportunity index (Yates, NY, among all ranked counties); Yates, NY scores 32.8/100 and Yates, NY sits #6 inside New York. Yates, NY is in the overheated opportunity phase; Yates, NY's primary driver is vacancy, Yates, NY second driver construction; Yates, NY moved down 228 places. 2 short-sale listings across Yates, NY; 105 days on market observed in Yates, NY; 30.1% vacancy over 13 Yates, NY ZIPs.
No CFPB county sample covers Yates County, NY. The non-metro area reading for Yates, NY: 0.8% ninety-plus days late; Yates, NY's thirty-to-eighty-nine share is 3.0% (Yates, NY, December 2025 data); New York overall 1.0%.
Yates County, NY has 3 watched banks; 3 Yates, NY banks sit in an elevated band. Yates, NY footprints: Lyons National Bank (2 branches, stress 76) in Yates, NY; Community Bank National Assn (2 branches, stress 68) in Yates, NY; Five Star Bank (2 branches, stress 59) in Yates, NY.
HUD lists 3 assisted multifamily properties in Yates County, NY with 148 units; 67 Yates, NY units are assisted, 1 Yates, NY properties under project-based Section 8.
3,721 of the 13,211 housing units in Yates, NY sit vacant. Yates County, NY permitted 0 multifamily units in twelve months; Yates, NY's one-to-four unit structures added 77 units in Yates County, NY.