ZIP 14561 Property Distress & Foreclosure Data

In Ontario County, New York, ZIP 14561 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (54/100), structural risk (48/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low. On the structural side it scores 48/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100), climate & FEMA risk (66/100).

The market reads expansion — home values rose 5.8% year on year, 1.6% off the recent peak, and 30% higher over three years (phase confidence 55/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $76,743 — near the roughly $78,000 national figure. The ZIP holds roughly 939 housing units. Roughly 10.9% live below the poverty line. Around 47% of renters are cost-burdened. About 2,198 people live here, median age 47. About 20% have a four-year degree. The vacancy rate is 6.1%. On demographic stress specifically, 14561 scores 27/100. The tenure split is 92% owner-occupied to 8% rented. A median home runs $195,700 here, or 2.6 times local income.

Net-net, 14561 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.