ZIP 14564 Foreclosure, Tax-Lien & Distress Report
Ontario County, New York · Distress market
Ontario County, New York's ZIP 14564 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 57/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), flood (NFIP) exposure (69/100), climate & FEMA risk (68/100). What sets it apart are the readings on structural risk (57/100), institutional ownership (51/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (20/100) stay muted.
The market reads peak — home values rose 3.7% year on year, and 22% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $353,900 (3.0× income, relatively affordable). 79% of housing is owner-occupied. 16,257 residents call 14564 home, typically aged 47. Vacancy runs 3.7%. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 7,257 housing units. About 57% have a four-year degree. Median household income is $111,293, above the U.S. median near $78,000. The poverty rate is 3.3% — low. Rent burden reaches 37% of tenant households.
On balance 14564 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 14564 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 14564's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 14564 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 14564's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14564 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 14564’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 14564 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 14564, the same set carried on every parcel.
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See every distressed parcel in 14564
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Deterministic scoring, sourced entirely from public data · methodology