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ZIP 14450 Foreclosure, Tax-Lien & Distress Report

Monroe County, New York · Distress market

In Monroe County, New York, ZIP 14450 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 54/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (78/100)).

The peak-phase market in 14450 posted values that rose 3.7% over the year, and 31% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

43,063 residents call 14450 home, typically aged 45. 5.0% of residents fall below the poverty threshold. The ZIP holds roughly 19,264 housing units. Educational attainment sits at 60% bachelor's-or-above. A median home runs $308,200 here, or 2.6 times local income. The vacancy rate is 3.4%. DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 40% of tenant households. 77% of housing is owner-occupied. Median household income is $109,543, above the U.S. median near $78,000.

Broadly, 14450 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 14450 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14450 can be compared directly against any other ZIP in Monroe County, New York or nationwide. Where the public record is thin for 14450, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 14450 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14450 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 14450

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
9 further distress layers are graded for 14450

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 14450 by the numbers

14450 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Open the complete 14450 acquisition file

The full 14450 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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