ZIP 14420 Foreclosure, Tax-Lien & Distress Report

In Monroe County, New York, ZIP 14420 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (78/100). Structural exposure scores 54 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 3.7% year on year, and 30% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 26/100. 14.1% of residents fall below the poverty threshold. The typical home is worth about $191,900 (2.6× income, relatively affordable). Around 30% of renters are cost-burdened. Population is roughly 20,097 with a median age of 35. There are about 8,355 housing units across 14420. Households earn a median $69,716 — near the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. Educational attainment sits at 35% bachelor's-or-above. The vacancy rate is 7.1%.

Overall, 14420 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 14420 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 14420's 24/100 can be lined up against any neighbor in Monroe County, New York or any ZIP coast to coast. 14420 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14420 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 14420 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.