ZIP 14420 Property Distress & Foreclosure Data

ZIP code 14420 in Monroe County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (57/100), construction/permit lag (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 57/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, and 30% higher over three years (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 14420 scores 26/100. Roughly 14.1% live below the poverty line. A median home runs $191,900 here, or 2.6 times local income. Around 30% of renters are cost-burdened. About 20,097 people live here, median age 35. The ZIP holds roughly 8,355 housing units. Households earn a median $69,716 — near the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. About 35% have a four-year degree. The vacancy rate is 7.1%.

Net-net, 14420 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.