ZIP 14416 Foreclosure, Tax-Lien & Distress Report
Genesee County, New York · Affordable market
On DLRadar's 0-100 distress scale, ZIP 14416 in Genesee County, New York comes in at 18, a low composite-distress reading. The latent-versus-live split is 42/100 structural and 1/100 already moving. Its heaviest discrete signals: structural risk (42/100), construction/permit lag (27/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (62/100)).
The peak-phase market in 14416 posted values that rose 4.7% over the year, and 16% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 3,908 with a median age of 43. The ZIP holds roughly 1,693 housing units. The typical home is worth about $177,300 (2.1× income, relatively affordable). The vacancy rate is 7.1%. The demographic-stress sub-score lands at 22/100. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 87% owner-occupied to 13% rented. About 30% have a four-year degree. Households earn a median $80,298 — near the roughly $78,000 national figure. Around 32% of renters are cost-burdened.
On balance, 14416 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 14416 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 14416 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Genesee County, New York and the nation. Sparse data for 14416 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 14416 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For a buyer, 14416 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 14416
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 14416 Stress Report snapshot
The live 14416 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Genesee County
Nearest ZIP codes to 14416
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Genesee County, New York.
Get the full acquisition report for 14416
Every distressed parcel in 14416 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology