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ZIP 14482 Foreclosure, Tax-Lien & Distress Report

Genesee County, New York · Affordable market

Genesee County, New York's ZIP 14482 registers 16/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (38/100), construction/permit lag (26/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). Structural risk reads 38/100 against active distress of 1/100.

The market reads peak — home values rose 4.8% year on year, and 27% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $77,581, near the U.S. median near $78,000. The poverty rate is 8.9%. DLRadar's demographic-stress index for the area reads 24/100. Around 35% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. The tenure split is 76% owner-occupied to 24% rented. The ZIP holds roughly 3,945 housing units. 8,233 residents call 14482 home, typically aged 41. A median home runs $177,700 here, or 2.1 times local income. The vacancy rate is 4.7%.

Net-net, 14482 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 14482 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 14482's 16/100 can be lined up against any neighbor in Genesee County, New York or any ZIP coast to coast. 14482 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14482 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 14482 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
38/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 14482

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk58
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 14482 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 14482, the same set carried on every parcel.

Loading ZIP 14482 stress data…

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Unlock the full ZIP 14482 acquisition report

Every distressed parcel in 14482 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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