ZIP 14482 Foreclosure, Tax-Lien & Distress Report

Genesee County, New York's ZIP 14482 registers 16/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (36/100), institutional ownership (19/100), construction/permit lag (10/100). construction/permit lag (10/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100). Structural risk reads 36/100 against active distress of 1/100.

The market reads peak — home values rose 4.8% year on year, and 27% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $77,581, near the U.S. median near $78,000. The poverty rate is 8.9%. DLRadar's demographic-stress index for the area reads 24/100. Around 35% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. The tenure split is 76% owner-occupied to 24% rented. The ZIP holds roughly 3,945 housing units. 8,233 residents call 14482 home, typically aged 41. A median home runs $177,700 here, or 2.1 times local income. The vacancy rate is 4.7%.

Net-net, 14482 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 14482 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 14482's 16/100 can be lined up against any neighbor in Genesee County, New York or any ZIP coast to coast. 14482 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14482 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 14482 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.