Genesee County, NY: Foreclosures, Tax Liens & Distressed Properties

Genesee County, NY, New York: 20 ZIP codes scored, Genesee County, NY averaging 16/100 (low, Genesee, NY), from 14 to 22. Genesee County, NY is in its peak phase (Genesee, NY confidence 36/100): Genesee, NY home prices up 4.9% (Genesee, NY) over twelve months. Genesee County, NY lender headwind: 52/100.

Highest-scoring Genesee County, NY ZIPs: 14001 (22/100), 14004 (21/100), 14105 (19/100), 14416 (18/100), 14482 (16/100), 14005 (15/100). Also scored in Genesee County, NY: 14013, 14020, 14036, 14056, 14125, 14143, 14557, 14011, 14040, 14054.

Across Genesee County, NY's scored ZIPs: median home value $185,155, household income $76,469, 6.6% vacancy, 7.5% poverty, 84% owner-occupied, median age 42.9.

Genesee County, NY insurance distress 29/100 (#1,637 in the US); FEMA hazard 0/100 for Genesee, NY; 7 Genesee, NY NFIP flood claims, $407K paid; Genesee, NY construction distress 4/100.

7 banks with 13 branches lend in Genesee County, NY; Genesee, NY weighted bank stress 58/100, highest 71/100 in Genesee, NY.

Genesee County, NY unemployment 3.5% (Genesee, NY -1.3 pts, six months); 76 new housing units permitted in Genesee County, NY over twelve months, Genesee, NY up 52% from 50; Genesee, NY home prices +9.7% a year (Genesee, NY) over three years.

26,176 housing units in Genesee County, NY; 6,388 Genesee, NY renter households; 42% of Genesee, NY renters spend 30%+ of income on rent, 19% (Genesee, NY) half or more.

Genesee County, NY ranks #3,149 nationally on the opportunity index (Genesee, NY, among all ranked counties); Genesee, NY scores 21.4/100 and Genesee, NY sits #61 inside New York. Genesee, NY is in the weak opportunity phase; Genesee, NY's primary driver is bank institutional, Genesee, NY second driver vacancy; Genesee, NY moved up 50 places. 3 short-sale listings across Genesee, NY; 76 days on market observed in Genesee, NY; 5.2% vacancy over 20 Genesee, NY ZIPs.

No CFPB county sample covers Genesee County, NY. The non-metro area reading for Genesee, NY: 0.8% ninety-plus days late; Genesee, NY's thirty-to-eighty-nine share is 3.0% (Genesee, NY, December 2025 data); New York overall 1.0%.

Genesee County, NY has 3 watched banks; 3 Genesee, NY banks sit in an elevated band. Genesee, NY footprints: Tompkins Community Bank (4 branches, stress 65) in Genesee, NY; Five Star Bank (2 branches, stress 59) in Genesee, NY; Manufacturers&Traders Tr Co (2 branches, stress 52) in Genesee, NY.

HUD lists 3 assisted multifamily properties in Genesee County, NY with 51 units; 51 Genesee, NY units are assisted.

1,303 of the 26,176 housing units in Genesee, NY sit vacant. Genesee County, NY permitted 10 multifamily units in twelve months; Genesee, NY's one-to-four unit structures added 66 units in Genesee County, NY.