ZIP 14004 Property Distress & Foreclosure Data

Composite property distress in 14004 (Erie County, New York) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (55/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (89/100)). On the structural side it scores 55/100, with 2/100 of stress already active.

The expansion-phase market in 14004 posted values that rose 5.8% over the year, and 26% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $88,011, median income runs above typical U.S. levels. The ZIP holds roughly 4,249 housing units. The demographic-stress sub-score lands at 24/100. Around 29% of renters are cost-burdened. Population is roughly 11,312 with a median age of 46. The typical home is worth about $258,300 (2.7× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 3.4%. The poverty rate is 5.0% — low. 85% of housing is owner-occupied.

Broadly, 14004 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.