ZIP 14034 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Affordable market
DLRadar grades ZIP 14034 (Erie County, New York) at a low 23/100 for overall property distress. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The pressure is most legible in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 20% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $151,200 (2.5× income, relatively affordable). Median household income is $61,384, below the U.S. median near $78,000. The ZIP holds roughly 844 housing units. Owners hold 88% of homes, renters 12%. The demographic-stress sub-score lands at 26/100. 5.7% of residents fall below the poverty threshold. The vacancy rate is 8.8%. Around 15% of adults hold a bachelor's degree or higher. 2,175 residents call 14034 home, typically aged 44. Around 45% of renters are cost-burdened.
On balance 14034 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 14034 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 14034's 23/100 can be lined up against any neighbor in Erie County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 14034 reflects the current record instead of a stale or modeled snapshot.
The 23/100 figure for 14034 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 14034 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 14034
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 14034 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 14034, drawn from the same report attached to each property.
Neighbouring ZIPs in Erie County
Explore related distress reports
Other reports tied to Erie County, New York — ZIP, county and statewide.
Open the complete 14034 acquisition file
Every distressed parcel in 14034 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology