ZIP 14057 Property Distress & Foreclosure Data

In Erie County, New York, ZIP 14057 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 60/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 28% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $88,750 — above the roughly $78,000 national figure. The ZIP holds roughly 3,219 housing units. About 33% have a four-year degree. On demographic stress specifically, 14057 scores 23/100. Around 26% of renters are cost-burdened. A median home runs $263,600 here, or 2.7 times local income. Roughly 9.6% live below the poverty line. The tenure split is 89% owner-occupied to 11% rented. The vacancy rate is 4.3%. About 7,632 people live here, median age 47.

Net-net, 14057 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.