ZIP 14057 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14057 (Erie County, New York) returns a low composite of 23/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). Structurally it carries 51/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.1% year on year, and 28% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $88,750, above the U.S. median near $78,000. The ZIP holds roughly 3,219 housing units. Educational attainment sits at 33% bachelor's-or-above. On demographic stress specifically, 14057 scores 23/100. Rent burden reaches 26% of tenant households. A median home runs $263,600 here, or 2.7 times local income. Roughly 9.6% live below the poverty line. 89% of housing is owner-occupied. The vacancy rate is 4.3%. 7,632 residents call 14057 home, typically aged 47.

On balance, 14057 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 14057 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 14057 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Erie County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 14057 shows blanks, not estimates, wherever the record is sparse.

14057's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 14057 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.