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ZIP 14111 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · Affordable market

Composite property distress in 14111 (Erie County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Structurally it carries 51/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 14111 posted values that rose 4.1% over the year, and 35% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

3,125 residents call 14111 home, typically aged 42. Home values center near $201,700, an affordability ratio of 2.2× — accessible. On demographic stress specifically, 14111 scores 25/100. 75% of housing is owner-occupied. 9.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,392 housing units. Rent burden reaches 30% of tenant households. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 6.3%. Median household income is $79,474, near the U.S. median near $78,000.

Overall 14111 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 14111 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14111 can be compared directly against any other ZIP in Erie County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14111 shows blanks, not estimates, wherever the record is sparse.

The 23/100 for 14111 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14111 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 14111

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 14111 distress snapshot

A live read on 14111: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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See every distressed parcel in 14111

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Rules-based scoring — each signal ties to a public dataset · methodology

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