ZIP 14139 Property Distress & Foreclosure Data

DLRadar grades ZIP 14139 (Erie County, New York) at a low 27/100 for overall property distress. Structural exposure scores 60 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). Property-level stress concentrates in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 14139 posted values that rose 5.7% over the year, and 34% higher over three years, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

90% of housing is owner-occupied. The poverty rate is 6.9% — low. Vacancy runs 3.9%. There are about 797 housing units across 14139. Population is roughly 2,093 with a median age of 42. At $78,317, median income runs near typical U.S. levels. The typical home is worth about $285,100 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 26/100. Around 29% of adults hold a bachelor's degree or higher. Rent burden reaches 42% of tenant households.

On balance 14139 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.