ZIP 14139 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
Composite property distress in 14139 (Erie County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Structurally it carries 51/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). The pressure is most legible in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.
The market reads peak — home values rose 4.1% year on year, and 34% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 90% of homes, renters 10%. 6.9% of residents fall below the poverty threshold. The vacancy rate is 3.9%. There are about 797 housing units across 14139. Population is roughly 2,093 with a median age of 42. At $78,317, median income runs near typical U.S. levels. The typical home is worth about $285,100 (3.1× income, relatively affordable). On demographic stress specifically, 14139 scores 26/100. About 29% have a four-year degree. Rent burden reaches 42% of tenant households.
On balance, 14139 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 14139 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 14139 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 14139 shows blanks, not estimates, wherever the record is sparse.
14139's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14139 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 14139’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
14139 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 14139, the same set carried on every parcel.
Neighbouring ZIPs in Erie County
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Get the full acquisition report for 14139
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Rules-based scoring — each signal ties to a public dataset · methodology