ZIP 14052 Foreclosure, Tax-Lien & Distress Report

In Erie County, New York, ZIP 14052 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Structural risk reads 51/100 against active distress of 2/100.

The peak-phase market in 14052 posted values that rose 4.1% over the year, and 26% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

86% of housing is owner-occupied. At $103,474, median income runs above typical U.S. levels. The ZIP holds roughly 7,836 housing units. The vacancy rate is 6.8%. About 17,501 people live here, median age 51. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 22/100. 3.1% of residents fall below the poverty threshold. The typical home is worth about $343,700 (3.0× income, relatively affordable). Around 47% of adults hold a bachelor's degree or higher.

Overall 14052 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 14052 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14052 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Nothing here is interpolated — where a source is thin for 14052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14052's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14052 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.