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ZIP 14069 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · Distress market

ZIP code 14069 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.1% year on year, and 22% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $239,400 (3.8× income, relatively affordable). Owners hold 78% of homes, renters 22%. Population is roughly 492 with a median age of 55. Educational attainment sits at 39% bachelor's-or-above. The demographic-stress sub-score lands at 37/100. Around 100% of renters are cost-burdened. There are about 226 housing units across 14069. Median household income is $56,360, below the U.S. median near $78,000. The vacancy rate is 4.2%. The poverty rate is 10.2%.

On balance 14069 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 14069 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 14069's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 14069 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 figure for 14069 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14069 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

ZIP 14069 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 14069 Stress Report snapshot

14069 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Get the full acquisition report for 14069

Every distressed parcel in 14069 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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