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ZIP 14025 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · Distress market

Scored purely from public records, 14025 (Erie County, New York) returns a low composite of 23/100. Latent structural risk is 51/100 while live distress already moving reads 2/100. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

The peak-phase market in 14025 posted values that rose 4.1% over the year, and 32% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

87% of housing is owner-occupied. The vacancy rate is 9.6%. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. About 42% have a four-year degree. About 3,445 people live here, median age 52. Rent burden reaches 19% of tenant households. A median home runs $267,200 here, or 2.2 times local income. On demographic stress specifically, 14025 scores 19/100. The ZIP holds roughly 1,557 housing units. Households earn a median $109,542 — above the roughly $78,000 national figure.

Overall 14025 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 14025 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Erie County, New York and the nation. 14025 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 for 14025 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 14025 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14025

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 14025 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 14025, the same set carried on every parcel.

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Deterministic. Every signal traces to a public dataset · methodology

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