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ZIP 14043 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · Distress market

On DLRadar's 0-100 public-record scale, ZIP 14043 in Erie County, New York comes in at 23, a low composite-distress reading. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The peak-phase market in 14043 posted values that rose 4.1% over the year, and 23% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

24,799 residents call 14043 home, typically aged 43. The vacancy rate is 4.4%. Owners hold 70% of homes, renters 30%. Educational attainment sits at 27% bachelor's-or-above. Home values center near $212,100, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 11,869 housing units. On demographic stress specifically, 14043 scores 26/100. Around 37% of renters are cost-burdened. At $73,373, median income runs near typical U.S. levels. 7.1% of residents fall below the poverty threshold.

Overall, 14043 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 14043 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 14043 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14043 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 14043 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

What is driving ZIP 14043’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
14043 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

14043 at a glance

A live read on 14043: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Erie County ZIPs near 14043

More distress data near 14043

Further distress data across Erie County, New York at ZIP, county and state level.

See every distressed parcel in 14043

The full 14043 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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