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ZIP 14212 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · High Vacancy market

In Erie County, New York, ZIP 14212 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 51/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.1% year on year, and 27% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

52% of housing is owner-occupied. The vacancy rate is 17.0% — elevated. The demographic-stress sub-score lands at 40/100. Rent burden reaches 56% of tenant households. Population is roughly 13,603 with a median age of 36. There are about 5,640 housing units across 14212. The typical home is worth about $103,400 (2.5× income, relatively affordable). Households earn a median $35,517 — below the roughly $78,000 national figure. Around 11% of adults hold a bachelor's degree or higher. The poverty rate is 41.0% — high, a tax-stress and distress correlate.

Net-net, 14212 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14212 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 14212's 23/100 can be lined up against any neighbor in Erie County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 14212 shows blanks, not estimates, wherever the record is sparse.

Behind 14212's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 14212 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

ZIP 14212 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

14212 at a glance

Current distress, phase, housing and lender-pressure figures for 14212, drawn from the same report attached to each property.

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Additional distress intelligence spanning Erie County, New York by ZIP, county and state.

Get the full acquisition report for 14212

Every distressed parcel in 14212 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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