ZIP 14209 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · High Poverty market
In Erie County, New York, ZIP 14209 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 51/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)). Its standout signals are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 24% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.
About 8,373 people live here, median age 36. 25.0% of residents fall below the poverty threshold. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 34% owner-occupied to 66% rented. Rent burden reaches 44% of tenant households. DLRadar's demographic-stress index for the area reads 50/100. The typical home is worth about $429,400 (8.3× income, severely stretched). At $49,359, median income runs below typical U.S. levels. There are about 4,935 housing units across 14209. About 46% have a four-year degree.
Net-net, 14209 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 14209 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 14209's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14209 reflects the current record instead of a stale or modeled snapshot.
The 23/100 figure for 14209 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14209 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 14209
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 14209 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 14209, drawn from the same report attached to each property.
Adjacent Erie County ZIP reports
Nearest ZIP codes to 14209
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Erie County, New York
More ZIP, county and state distress intelligence connected to Erie County, New York.
See every distressed parcel in 14209
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