ZIP 14222 Property Distress & Foreclosure Data

ZIP code 14222 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 60/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.7% year on year, and 20% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 38% of renters are cost-burdened. The ZIP holds roughly 7,466 housing units. About 63% have a four-year degree. About 15,440 people live here, median age 32. Households earn a median $83,692 — near the roughly $78,000 national figure. A median home runs $407,600 here, or 4.9 times local income. Roughly 9.4% live below the poverty line. The tenure split is 38% owner-occupied to 62% rented. On demographic stress specifically, 14222 scores 33/100. The vacancy rate is 7.3%.

Net-net, 14222 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.