ZIP 14222 Foreclosure, Tax-Lien & Distress Report

In Erie County, New York, ZIP 14222 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural risk reads 51/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)).

The peak-phase market in 14222 posted values that rose 4.1% over the year, and 20% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 38% of tenant households. There are about 7,466 housing units across 14222. About 63% have a four-year degree. 15,440 residents call 14222 home, typically aged 32. Households earn a median $83,692 — near the roughly $78,000 national figure. The typical home is worth about $407,600 (4.9× income). Roughly 9.4% live below the poverty line. Owners hold 38% of homes, renters 62%. On demographic stress specifically, 14222 scores 33/100. Vacancy runs 7.3%.

Broadly, 14222 is a steadier market — the deals are the exceptions, not the rule. 14222 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 14222 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14222 shows as blanks, never estimates, and the score updates on every fresh public filing.

14222's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14222 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.