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ZIP 14214 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · High Poverty market

ZIP 14214's composite property-distress score is 23/100 - DLRadar classes that as low for Erie County, New York. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 28% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 43% owner-occupied to 57% rented. Around 48% of renters are cost-burdened. Home values center near $240,800, an affordability ratio of 4.2×. Vacancy runs 9.3%. Population is roughly 21,162 with a median age of 30. Households earn a median $56,573 — below the roughly $78,000 national figure. On demographic stress specifically, 14214 scores 37/100. 25.3% of residents fall below the poverty threshold. There are about 9,519 housing units across 14214. Around 46% of adults hold a bachelor's degree or higher.

On the whole, 14214 leans distressed, with opportunity clustered in specific stressed parcels. While 14214 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 14214's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14214 reflects the current record instead of a stale or modeled snapshot.

14214's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 14214 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

What is driving ZIP 14214’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 14214 by the numbers

14214 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Erie County

More distress data near 14214

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Deterministic. Every signal traces to a public dataset · methodology

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