ZIP 14221 Property Distress & Foreclosure Data

Erie County, New York's ZIP 14221 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 60/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 19% higher over three years, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 4.3%. DLRadar's demographic-stress index for the area reads 25/100. 55,153 residents call 14221 home, typically aged 47. Owners hold 74% of homes, renters 26%. 6.8% of residents fall below the poverty threshold. Rent burden reaches 49% of tenant households. Home values center near $329,600, an affordability ratio of 3.0× — accessible. Educational attainment sits at 57% bachelor's-or-above. There are about 25,661 housing units across 14221. Median household income is $101,275, above the U.S. median near $78,000.

Overall, 14221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.