ZIP 14226 Property Distress & Foreclosure Data

Erie County, New York's ZIP 14226 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). The latent-versus-live split is 60/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 14226 posted values that rose 5.7% over the year, and 20% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

72% of housing is owner-occupied. The typical home is worth about $263,800 (2.9× income, relatively affordable). The ZIP holds roughly 13,212 housing units. Around 37% of renters are cost-burdened. At $83,023, median income runs near typical U.S. levels. Around 57% of adults hold a bachelor's degree or higher. The vacancy rate is 5.0%. The demographic-stress sub-score lands at 24/100. The poverty rate is 9.3%. Population is roughly 29,482 with a median age of 37.

On balance 14226 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.